Christ University Institutional Repository

A Study on the Impact of Microfinance in Women Empowerment with Specific Reference to ESAF Microfinance and Investments Pvt. Ltd. (EMFIL)

C.J, Koshy (2013) A Study on the Impact of Microfinance in Women Empowerment with Specific Reference to ESAF Microfinance and Investments Pvt. Ltd. (EMFIL). Other thesis, Christ University.

[img]PDF
Restricted to Registered users only

5Mb

Abstract

This study attempts to understand the impact of microfinance on women empowerment, in terms of changes in income and savings, preference for formal sources of credit, socio-economic status, and political participation. The study also attempts to find whether the members of a private microfinance institution are satisfied with the services offered by them. The study was conducted on a sample of 220 women beneficiaries of microfinance services of a leading MFI operating in Kerala state. The sample was selected by convenience sampling. The results of the study show that microfinance programs have created a positive impact to its beneficiaries. Majority of the respondents are engaged in various income generating activities because of the credit facilities provided by microfinance institutions. This resulted in a significant change in their income level and savings after participating in microfinance programs. This has helped them to earn income for their family and also enabled them to play an important role in their family and also in society. After joining microfinance programs they also preferred formal financial institutions for availing credit facilities. It was also found that microfinance has empowered women socially, economically and politically. The results also indicated that the MFI selected for the study was able to provide good service to its members and the members were satisfied on the services offered by the MFI. Keywords: Microfinance, Microfinance Institutions (MFI), Women Empowerment, Social, Economic and Political Empowerment.

Item Type:Thesis (Other)
Subjects:Thesis > MPhil > Commerce
Divisions:M Phil > Commerce
ID Code:4942
Deposited By:Knowledge Center Christ University
Deposited On:17 Oct 2013 19:50
Last Modified:17 Oct 2013 19:50

Repository Staff Only: item control page